Tag: retirement income

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The brief’s key findings are: In theory, workers would increase their supplemental saving in response to lower pension income, but do they in practice? The answer matters for state and local workers, as pension income varies, some plans are poorly funded, and not all workers have Social Security. The results show that workers with less…

Senior couple and tecnologies

The brief’s key findings are: In a 401(k) world, retirees have to decide how to draw down their nest egg. Annuities are one solution, but few people buy them due partly to cost concerns. This study estimates annuity values using two measures: 1) the expected present value of benefits per premium dollar; and 2) t…