Issue Briefs

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Hand holding magnifying glass and looking at house model, house

Homeownership is one of the largest sources of retirement wealth for most households and is promoted as a key tool for wealth accumulation.  However, a long history of discrimination in the housing market has constrained the ability of Black households to accumulate housing wealth relative to their White counterparts. Consequently, Black households approaching retirement…

Key in door lock with. a house keychain

As the U.S. population ages and life expectancies increase, more older people will be applying for loans.  As a result, it is important to understand how aging affects an individual’s ability to access credit and the rate they pay for that credit.  This brief, which is based on a recent paper, is the second of…

Issue Briefs