This initiative identifies the major risks that people face as they approach retirement, understands their perceptions of those risks, measures the potential harm from the risks, and evaluates ways to mitigate the risks. Examples of major risks include longevity, health, market, inflation, family, and policy. The CRR gratefully acknowledges Jackson National Life Insurance Company for…
Homeownership is one of the largest sources of retirement wealth for most households and is promoted as a key tool for wealth accumulation. However, a long history of discrimination in the housing market has constrained the ability of Black households to accumulate housing wealth relative to their White counterparts. Consequently, Black households approaching retirement…